This article covers the development of P2P lending, its future prospects and recommendations on how potential lenders should analyse loan risks.
This submission primarily covers bank capital and supervision but also looks at RMBS, small business credit, insolvency, superannuation, financial advice, regulators and credit cards.
This paper highlights some of the unrealistic expectations that managers and investors have in the ongoing debate over fees, with changes recommended for both sides.
This paper analyses the weaknesses of preference shares, using recent Australian examples to illustrate the issues.
This article details specific measures banks should take beyond current prudential guidelines to de-risk their home lending operations in advance of a potential fall in house prices.
This article uses the 5 C’s of credit to analyse the creditworthiness of Greece and to provide an opinion on the recently issued bonds.
This article analyses whether taxpayer assistance for Qantas is fair and necessary. It also estimates the cost of a government guarantee of Qantas debts.
This article defines the four phases of the credit cycle, then details how investors should position credit portfolios to profit from coming phases.